Canadians living with disabilities should expect a deposit soon — the Canada Disability Benefit (CDB) payment is scheduled to arrive Thursday, October 16, 2025. This new Canada Disability Benefit program delivers monthly financial support to eligible working-age individuals.
The maximum amount for July 2025 to June 2026 is $200 per month (or $2,400 annually). The Canada Disability Benefit is income-tested, may include retroactive payments, and aims to help close financial gaps for those aged 18 to 64.
The Canada Disability Benefit payment is part of a wider federal initiative to support low- and moderate-income Canadians with disabilities, ensuring consistent and fair assistance nationwide.
How Much You Can Receive
The Canada Disability Benefit amount depends on your adjusted family net income (AFNI) and household circumstances. The maximum benefit is $200 per month ($2,400 per year) for the 2025–26 period, adjusted annually for inflation. Payment reductions begin once income exceeds the established thresholds.
| Factor / Metric | Detail / Threshold |
|---|---|
| Maximum benefit | $200/month, $2,400/year |
| Payment period | July 2025 – June 2026 |
| Retroactive payments | Up to 24 months (from application receipt) |
| Income threshold (single) | ~$23,000 (with working income exemption) |
| Working income exemption | Up to $10,000 for single, $14,000 combined for couples |
| Benefit reduction rate | 20% of income above threshold |
The Canada Disability Benefit may also include back pay for prior months if the applicant was eligible before approval, offering added relief to those awaiting confirmation.
Eligibility Criteria & Requirements
To qualify for the Canada Disability Benefit, applicants must meet the following:
- Be aged 18 to 64 (eligibility starts the month you turn 18).
- Be approved for the Disability Tax Credit (DTC).
- Have filed the 2024 federal income tax return (including spouse or partner, if applicable).
- Be a resident of Canada and meet the program’s low- or moderate-income requirements.
Recipients of the Canada Disability Benefit will be notified of their approval and benefit amount by Service Canada, with funds deposited directly into their bank accounts.
Applying & Receiving the Canada Disability Benefit
You can apply for the Canada Disability Benefit:
- Online via Service Canada for faster processing.
- In person at a Service Canada Centre.
- By phone at the official CDB support line.
Applicants typically receive a letter with a six-digit code and instructions to apply. If you didn’t receive the letter, you can still submit an application. Once approved, Canada Disability Benefit payments begin the following month. Retroactive pay may apply — but not for months before June 2025.
What the October 16 Payment Means
This Thursday’s Canada Disability Benefit payment is not a one-time payout — it reflects the ongoing rollout of regular monthly support. Recipients may receive:
- Their monthly benefit (if approved and active).
- Retroactive amounts for previous months (up to 24 months).
- Adjusted payments based on income and eligibility factors.
The Canada Disability Benefit provides consistent, reliable support, helping individuals with disabilities manage essential costs such as rent, food, and healthcare.
The Canada Disability Benefit payment arriving Thursday, October 16 represents a vital step in providing reliable financial aid to working-age Canadians with disabilities.
With a maximum payment of $200 per month, income-based adjustments, and retroactive support, this federal benefit ensures greater financial stability for thousands of households.
The Canada Disability Benefit isn’t just a payment — it’s a monthly lifeline that strengthens economic security and independence for Canadians living with disabilities.
FAQs
Who receives payment on October 16?
Eligible Canadians approved for the Canada Disability Benefit will have payments directly deposited into their accounts on that date.
Can I get back payments for past months?
Yes — Canada Disability Benefit back payments can be made retroactively for up to 24 months, excluding months before June 2025.
What affects how much I receive?
Your Canada Disability Benefit amount is based on your adjusted family net income, marital status, and applicable working income exemptions.